The following are the necessary steps to become a Habitat for Humanity of Martin County homeowner:
Step 1– Review
Review How to Qualify for Homeownership and determine if you meet all criteria and requirements.
Step 2- Pre-application
If you meet all of the program’s criteria and requirements, then submit an online Homeownership Pre-Application to Habitat for Humanity of Martin County. The Family Service Director will contact you once she receives it.
Step 3– Orientation
The Family Service Director will provide you with detailed information about Habitat for Humanity and the Homeownership Program. You will have the opportunity to have your questions answered and will be informed where we are building. If you are ready to apply, we will send you an application with the check list of documentation/information you will need to put together. Once you gather all requested information/documentation you will need to make an appointment with the Family Services Director, she will help you complete the application.
Step 4– File Review
The Homeowner Selection Committee will meet to review the application, credit report to determine eligibility. If you are denied you will be given a reason for the denial. If denial is due to credit issues you will be referred to a HUD approved nonprofit credit counseling agency for a free budget and credit counseling and will be welcome to reapply once your credit issues are solved.
Step 5– Home Visit
If eligibility has been determined, two members of the Homeowner Selection Committee will visit the homes of homebuyers whose applications passed the file review to validate whether or not the homebuyer has a current housing need. A background check will be obtained for all household members over 18 years old.
Step 6– Approval
If the home visit validates the need for a Habitat home, the homebuyer is approved and will meet the Family Services Director for a New Habitat Homeowner Orientation. After the orientation the future Habitat homeowner may begin completing their required sweat equity hours.
Habitat for Humanity is pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to becoming a homeowner due to race, religion, sex, handicap, familial status or national origin.