Planned Giving

Help us bring hope to future generations of families in need

Your support today makes it possible for us to reach out to families in our community who need hope and a helping hand. But when you give to Habitat for Humanity through your estate or long-term financial plans, you are forging your life legacy with our housing ministry and ensuring that later generations can secure decent, safe and affordable housing.

Use the links below to learn more about estate planning, how you can include a gift to us as part of those plans and how you can benefit personally from your gift.

To learn how you can help Habitat for Humanity of Martin County and provide a lasting legacy, click on the links below, or call (772) 223-9940, or e-mail info@habitatmartin.org.
 

Bequests

You may name Habitat for Humanity of Martin County to receive a future bequest from your estate; you may also name Habitat for Humanity of Martin County as the beneficiary of a life insurance policy or designate Habitat for Humanity of Martin County to receive what’s left in your retirement fund. (As with any deferred gift, Habitat for Humanity of Martin County strongly encourages you to discuss details with your personal attorney of financial advisor.)

Click here to learn more about bequests.
 

Charitable Gift Annuities

One of the most common and popular ways to make a planned gift is with a charitable gift annuity. It is a simple contract between you and Habitat for Humanity of Martin County. In exchange for an irrevocable gift, Habitat for Humanity of Martin County agrees to pay one or two annuitants a fixed dollar amount each year for life. The amount is based on life expectancy: the older you are at the time of the gift, the greater the percentage can be. The general resources of Habitat for Humanity of Martin County guarantee the payments.
 
Charitable gift annuities can be funded with cash, real estate, or appreciated securities. You receive a tax deduction based on your age, the payout rate, and the federal discount rate. If you use an appreciated asset, a portion of each payout will be capital gain, which is therefore spread out over your lifetime. Likewise, a part of each payment would be a tax-free return of principal, increasing the after-tax value of each payment. And because you have effectively removed the assets from your estate, you avoid estate taxes.
 
Features & Benefits
  • Fixed payout offers the security of guaranteed income
  • Attractive rate of return
  • Minimum of $5,000 gift
  • Can unlock appreciated assets for diversification or increased yield
  • Professional asset management
  • Opportunity to make a substantial gift to Habitat for Humanity of Martin County
  • Favorable income tax position now and at retirement
  • Immediate charitable tax deduction
  • Estate tax and probate savings
Click here to learn more about charitable gift annuities.

Charitable Remainder Trusts

With a charitable remainder trust, you can receive income each year for the rest of your life from assets you give to the trust you create. Your income can be either variable or a fixed amount. After your lifetime, the balance in the trust goes to the charities of your choice.

Click here to learn more about charitable remainder trusts.

Stock and Bond Gifts

A charitable gift of stocks or bonds provides an opportunity for tax savings while generously sharing with others. A gift of stock owned for more than one year entitles you to a charitable deduction for the full market value at the time the gift is made. If the stock has appreciated, you also avoid a capital gains tax on the appreciation. In addition to helping Habitat for Humanity of Martin County, you may diversify away from low-basis, long term holdings into other assets that will better suit your current needs.
 
Habitat for Humanity of Martin County works with Morgan Stanley Smith Barney to accept stock donations. To make arrangements to donate stock, please contact Peter Avonda, CFP, ChFC, CRPC, at (772) 223-3278.